All is calm, All is bright
Are you hosting for the holidays? Not sure where to start? Running out of time? No worries! If it’s calm you’re seeking let us help you get there. This quick guide to prepare for holiday
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“I’VE BEEN TRYING VERY HARD TO IMPROVE MY CREDIT SCORE, BUT I SLIPPED AND WAS LATE ON ONE OF MY BILLS. HOW MUCH WILL ONE LATE PAYMENT HURT MY CREDIT SCORE?”
Although a single late payment can lower your credit score—since payment history is 35 percent of your FICO credit score—how much it affects your score will depend on a lot of different factors. For example,
Things Grown-Ups Know: Getting Pre-Approved
If you’re a normal millennial, you’ve heard terms like “refinancing” and “taxable annuities” and “lender pre-approval” thrown around in adult conversation at networking events and breakroom lunches, and for the most part you nod your
How to Adult: Buying your First Home
The day has finally arrived: you survived the recession by heading to grad school, you’ve been steadily working for a few years at XYZ Consulting Art History PR and Travel Blogging Firm (a nonprofit) to
A Million+ Boomerang Buyers about to enter the market
TransUnion recently released the results of a new study titled “The Bubble, the Burst and Now – What Happened to the Consumer?” The study revealed that 1.5 million homeowners that were negatively impacted by the housing crisis
It’s a great time to buy and/or sell!
Selling your Naperville area home during the holiday season may sound like a less than ideal game plan, but there are some advantages now present only at this time of year. It’s true that some
What you do not need to hear from your listing agent!
You’ve decided to sell your house. You begin to interview potential real estate agents to help you through the process. You need someone you trust enough to: Set the market value on possibly the largest
Don’t wait to move up!
Now that the housing market has stabilized, more and more homeowners are considering moving up to their dream home. With interest rates still near 4% and home values on the rise, now may be a
Credit Score Fallacies Naperville
Historically low mortgage interest rates have been a lifeline for many town first time homebuyers in recent years, keeping home ownership within reach for many who wouldn’t have otherwise been able to make the leap.
