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“I’VE BEEN TRYING VERY HARD TO IMPROVE MY CREDIT SCORE, BUT I SLIPPED AND WAS LATE ON ONE OF MY BILLS. HOW MUCH WILL ONE LATE PAYMENT HURT MY CREDIT SCORE?”

Although a single late payment can lower your credit score—since payment history is 35 percent of your FICO credit score—how much it affects your score will depend on a lot…

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